Mortgages

MortgagesBuying a property can be the mot substantial single purchase you will ever make and whether you’re a first time buyer or have owned a property for many years it is most important that you have the right mortgage. By making appropriate choices, you could literally save thousands of pounds.

What is a Mortgage
A mortgage is a secured loan on your property and therefore the lender has the security of knowing that in the event of serious default in payments it could sell your property to pay off the outstanding debt. This is the reason mortgages are generally cheaper than most other types of loans.

There are many different mortgages to choose from:

  • Variable or Floating Rate
  • Fixed Rate
  • Capped Rate
  • Discounts
  • Flexible Mortgages
  • Cash back
  • Base Rate Trackers

An independent broker will cut through this clutter ensuring that you not only have the right type of mortgage, but he will also ‘seek’ out the most competitive rates from the best lender. NoéGLASMAN and Company recommends:-

Sven Grensemann at St. James’ Place Partnership
York House, 23 Kingsway London WC2B 6UJ
Tel: 0207 7333 1901
Email sven.grensemann@sjpp.co.uk